Consolidation in the banking industry has caused concern about the survival of small banks. Empirical evidence, however, shows that small banks are performing better than larger banks in terms of loan growth and profitability. This paper investigates the determinants of such unexpected superior performance; in particular we posit that peculiarities of small banks, like their ability to lever on relationship lending, are good explanatory variables of their recent loan growth.

The value of relationship lending: small bank in a era of consolidation, 2007.

The value of relationship lending: small bank in a era of consolidation

Zavarrone, Emma;
2007

Abstract

Consolidation in the banking industry has caused concern about the survival of small banks. Empirical evidence, however, shows that small banks are performing better than larger banks in terms of loan growth and profitability. This paper investigates the determinants of such unexpected superior performance; in particular we posit that peculiarities of small banks, like their ability to lever on relationship lending, are good explanatory variables of their recent loan growth.
Inglese
Wiley-Blackwell
36
3-2007
209
230
22
internazionale
sì, ma tipo non specificato
A stampa
Settore SECS-S/05 - Statistica Sociale
3
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Utilizza questo identificativo per citare o creare un link a questo documento: http://hdl.handle.net/10808/2690
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